Financing guidance for your property decision.
Understand your options, estimate your monthly instalment and know what to prepare before you approach a lender.
Common ways to finance property.
Loans are offered by banks and financial institutions on their own terms. This page helps you prepare.
Home loan
Finance to buy a ready or under-construction residential property.
Land and construction
Finance to buy a plot and build on it in stages.
Commercial property loan
Finance for offices, shops, warehouses and other business premises.
Loan against property
Borrow against a property you already own.
Estimate your monthly instalment.
An illustration only. Your lender’s rate, fees and terms will determine the actual figures.
- Total interest
- ₹0
- Total payable
- ₹0
From budget to disbursal.
Check your budget
Look at income, existing commitments and the down payment you can make.
Choose a property
Shortlist properties within budget and confirm their documents are in order.
Apply with a lender
Submit your application and documents to your chosen bank or institution.
Valuation and sanction
The lender values the property, checks the title and then sanctions and disburses the loan.
Documents lenders typically ask for.
- Identity and address proof
- Income proof: salary slips or business financials, plus bank statements
- Property documents: title deed, approvals and sale agreement
- Passport-size photographs and a completed application
Requirements vary by lender. USHAS PRIME provides guidance only. Lending decisions, rates and terms are the lender’s.
Request financing guidance
Tell us the loan amount, property type and city and we will get back to you.
Ready to find the property?
Search properties across categories, then come back to plan the finance.